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Standard Breathing Space and Mental Health Crisis Breathing Space Moratoria

Article contributed by Graham Sellers   Standard Breathing Space and Mental Health Crisis Breathing Space Moratoria – The Potential for Abuse and What Can Be Done in Response?   The Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020 (SI 2020/1311) (“the Regulations”) took effect on the 4th May 2021 and thus are now approaching their second birthday. The Regulations form part of a policy of assisting distressed debtors by freezing hostile creditor…

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