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Loan Agreements

The editor of this section is Nigel Clayton of Kings Chambers, Leeds and Manchester (nclayton@kingschambers.com)  Campbell v Tyrrell, [2022] EWHC 423 (Ch) http://www.bailii.org/ew/cases/EWHC/Ch/2022/423.html  Summary  The High Court had to consider whether a pre-1st April 2014 loan agreement secured by a second legal charge was a regulated agreement under the Consumer Credit Act 1974 or whether it was subject to the business exemption in s16B. There were a number of other substantive and procedural issues as well.   Facts  In Nov 2013…

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