Article contributed by Nigel Clayton, Kings Chambers Unregulated lending assuming borrowers not in occupation – consequences – sham – waiver/breach – whether default rate a penalty – undue influence Case name, reference and Bailii link Houssein & Ors v...
Mortgages and Regulatory Compliance
Statutory and Regulatory Compliance
Article contributed by Nigel Clayton Regulated Mortgage Contract – exemptions – whether unfair relationship provisions apply – whether new point can be taken on appeal Goldhill Finance Ltd v Smyth [2023] EWHC 362 (KB) Summary The High Court dismissed an...
Mortgages and Regulatory Compliance
Article contributed by Nigel Clayton Introduction Few property lawyers profess any real enjoyment for mortgage law. Fewer still profess any real understanding of the statutory and regulatory regimes that have applied to mortgages over the years. This is hardly...