Nigel Clayton delves into the case of Kumar & Ors v LSC Finance Ltd [2024], exploring its implications for regulatory compliance, investment property exemption, the form of declaration, and entitlement to 3% per month default interest.    Case Name, Reference and...

Nigel Clayton considers the recent decision in EFG Private Bank Ltd v Babaee, a case which concerned bankruptcy proceedings initiated by a mortgage lender against a borrower who defaulted on a loan secured by a legal mortgage.    Case Name, Reference and BAILII link ...

Nigel Clayton discusses the case of Morgan v Business Mortgage Finance 5 Plc involving a dispute over mortgage possession proceedings and considers the jurisdiction of the High Court to interfere in such matters.    Case Name, Reference and BAILII link  Morgan v...

Nigel Clayton discusses a recent case involving the modification of a practice form of order for the sale of property following a charging order.    Case Name, Reference and BAILII link  Cadogan v Cadogan & Ors [2024] EWHC 165 (Ch) (02 February 2024) ...

Nigel Clayton examines the issue of damages in the Shokrollah-Babaee v EFG Private Bank Ltd case, focusing on a claim against the mortgage lender for breaches of statutory duty (MCOB) and the common law duty of care. The specific context involves overvaluations, and...

Article contributed by Nigel Clayton   Nigel Clayton discusses mortgage business in relation to Section 2 of the Law of Property (Miscellaneous Provisions) Act 1989 and winding up petition.   Case Name, Reference and BAILII link    Mortgage Five Zero Limited v...